- Loan amounts from $5,000 to $5,000,000
- We also buy notes and trust deeds
- Appraisals not required on most properties
- Second and third mortgages acceptable in some cases
- Homes and commercial
- Farms, land, mobile homes and industrial properties
- Churches and other non-profit buildings
- Raw land and lot loans
- Gas stations and repair businesses
- Development and mountain property
Current Loan Rates (subject to change)
| Quality |
Rates |
Term |
Points |
| A |
6 to 9.5% |
1-30 years |
3 to 6 |
| B |
10 to 11% |
1-30 years |
5 to 6 |
| C |
11 to 13% |
1-5 years |
7 to 9 |
Maximum loan-to-value ratios
Single family homes, mobile homes, duplexes, and four-plexes
|
65% |
Commercial Buildings, Industrial, Office, Apartments
Repair Shops Strip Centers Gas Stations, Warehouses
Churches Retail Buildings Mixed use properties
(Possibly 70% with strong income and property)
|
65% |
Restaurants, Hotels Motels, Convalescent Hospitals
Lot loans, development projects, farm land
(possibly 65% with good income and strong property)
|
55% |
Raw land |
50% |
|

Loan amounts from $5,000 to $5,000,000
Credit not a problem
We also buy notes and trust deeds
Second and third mortgages acceptable in most cases
Homes and commercial
Farms, land, mobile homes and industrial properties
Churches and other non-profit buildings
Gas stations and repair businesses
Foreclosures and bankruptcies
Any type of real estate
|